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Strengthen Oklahoma Homes · Checked 1 Oct 2026Strengthen Oklahoma Homes is the state grant that pays up to $10,000 to your roofer for a FORTIFIED™ roof, and the next round opens Monday 12 October 2026 at noon. Statewide round 1 filled all 300 places in two months, first-come, first-served. This page is the checklist for getting in early and getting through all six steps.
Source: OID OKReady page, checked 1 Oct 2026.
Places go in order of application within each income tier. Once you apply, you have 14 days to upload proof of income and your insurance declarations page. Getting these together now means you can apply the minute the portal opens and upload the same day.
Tier 1 is household income of $62,138 or less, the 2023 Census state median. OID says Tier 1 applications are processed first. It hasn’t published any difference in the grant amount between tiers. In Edmond, where the median household income is $103,183, most households are Tier 2, so being ready at noon matters more.
Every document the portal asks for, the 14-day upload rule, and what happens after you’re approved. Useful to have open at noon on the 12th.
| Step | What happens | Who pays |
|---|---|---|
| 1. Apply | Apply online. Upload income proof and declarations within 14 days. | Free |
| 2. Evaluator | Once authorised, pick an approved evaluator. They do an Initial Home Review and a “High Wind & Hail” plan. | You. OID says the fee varies; contractors say under $500. |
| 3. Three bids | Ask three SOH-approved contractors to bid against the evaluator’s plan. Your award isn’t shown until all three are in. | Free |
| 4. Choose | Pick one contractor. You have six months from approval to finish. | Anything above $10,000 |
| 5. Final check | The evaluator inspects the finished roof and sends it to IBHS for the certificate. | Included in evaluator fee |
| 6. Payment | The grant goes to the contractor. You upload the new declarations page showing the discount. | Grant, up to $10,000 |
Steps from OID’s SOH checklist (Jan 2026) and the SOH portal. Fee estimate from McRoof (May 2025) and Sooner Fortified Roofing.
HB 3089, the Strengthen Oklahoma Homes Act, takes effect.
100 homes in selected Oklahoma City zip codes, later widened to 10 metro zips.
250 grants, opening at noon.
$1 million paid out.
All 77 counties. 300 applications, all filled by 12 March.
Opened at noon. No place count published.
OID marks the milestone.
Statewide. No cap announced as of 1 October.
OID releases 2025 to 2026; EIN Presswire, 30 Sep 2026. HB 3796 (2026) removed the programme’s 1 Nov 2026 end date, so it continues subject to funding. FY2026 funding was $15 million.
The hail rule. A Class 4 shingle alone isn’t enough. Shingles must be rated Good or Excellent by IBHS. Check the rule.
The 14-day upload. Miss it and the application can lapse. Have documents ready before you apply.
The evaluator fee. It’s yours to pay, even though the grant covers the roof.
The final step is uploading a declarations page that shows your FORTIFIED discount. That means telling your insurer and sending them the certificate. What each insurer filed, and how to ask.
Monday 12 October 2026 at noon, statewide, per an announcement on 30 September 2026.
Up to $10,000, paid directly to the contractor once the roof is FORTIFIED certified. You pay anything above that, plus the evaluator.
Households at or below $62,138 are Tier 1 and processed first. OID hasn’t published a different grant amount by tier.
No. The programme is for owner-occupied single-family homes only.
Six months from approval.
The evaluator (homeowners report about $100 at the first visit and $400 at the end), gutters, and anything above $10,000. Replacing rotten decking goes into the roof price, so it comes out of your share.
Homeowners report approval within days to three weeks when the paperwork is right. One Tulsa homeowner applied in early December, chose a roofer by March and had the roof on in mid-March.
Check each quote is for your house and uses a Class 4 shingle, then compare your share. Homeowners report approved roofers quoting within about two days, so a roofer who is slow to call back now will likely be slow later.
Places run out well before applications do. If your roof needs replacing now, an insurance claim or paying the FORTIFIED extra yourself may cost less than waiting. Compare your options.
The programme no longer has an end date, so later rounds are likely, subject to funding. See your other options.
You’ll need three approved contractors after you’re authorised. We’ll connect you with one FORTIFIED roofer near you now, so you know your number before noon on the 12th.