Check if you qualify for the $10,000 FORTIFIED^™ roof grant

Check if you qualify for the Strengthen Oklahoma Homes grant in about two minutes, and see roughly what a FORTIFIED roof would save you on insurance with your insurer.

Built from the Oklahoma Insurance Department’s eligibility rules.
Insurer discounts from OID’s published sheet.
Your full results on screen and by email. No roofer will call unless you ask.

Independent guide, not run by the state. The next round opens Monday 12 October at noon. How the round works

Start here: your 2-minute grant check

Do you own and live in a single-family home in Oklahoma?

These are the grant’s basic rules. Not sure about the exemption? It’s on your county property tax record.

Who insures your home?

Your home insurer

Roughly what’s your yearly home insurance premium?

Yearly premium: $4,000

It’s on your declarations page or renewal letter. A rough figure is fine.

Have you had a quote for a FORTIFIED roof yet?

You could save about $600 a year on insurance

Where should we send your full breakdown?

10-year savings, what you’d pay after the $10,000 grant, and your payback.

First name Email Mobile (optional) Text me grant updates and round reminders. Msg and data rates may apply. Reply STOP to opt out. Not needed to get my results. Privacy policy. Also have an approved FORTIFIED roofer send me a free quote.

The grant and the discount go to the owner

Strengthen Oklahoma Homes only pays owners who live in the home, and the insurance discount goes on the owner’s policy. Your landlord would have to apply and pay for the roof.

If your roof is old or storm-damaged, it’s worth passing this guide on. The next round opens Monday 12 October 2026 at noon Central.

Your FORTIFIED roof in numbers

$0: Estimated yearly discount

$0: Discount over 10 years

$0: You pay with the full $10,000 grant

$0: Your cost, net of 10 years’ discount

Insurer Yearly premium: Share of that premium for wind and hail: 50% FORTIFIED roof price: Find an approved roofer

Discount rates are from OID’s sheet based on insurers’ 2018 rate filings, and apply to the wind and hail portion only. Ask your insurer for today’s figure. The wind and hail share is an estimate; your declarations page or agent can confirm it. The grant result adds an evaluator fee estimate of $500, which the grant doesn’t cover.

What the check covers

The grant’s basic rules

To get the grant you must own and live in a single-family home in Oklahoma, have a homestead exemption on file, and carry homeowners insurance that includes wind cover. Places go first-come, first-served within each income tier, and you’ll need three quotes from approved roofers once you’re approved.

Source: OID OKReady programme page, checked 1 Oct 2026. This check is a guide, not an application. Apply only through the state’s portal.

Check if you qualify for the $10,000 FORTIFIED™ roof grant