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Oklahoma City · Checked 1 Oct 2026A FORTIFIED roof in Oklahoma City can get up to $10,000 from the state grant, and since 1 August 2025 most OKC re-roofs also need a city permit with photos. Those photos overlap with what a FORTIFIED evaluator documents anyway, and OKC hosted the grant’s first pilot homes.
City of OKC, Jul 2025; Census QuickFacts, 2020 to 2024; NeighborhoodScout.
OKC started requiring re-roof permits for single-family homes and duplexes on 1 August 2025. The fee is $94.50, jobs of 500 sq ft or less are exempt, and inspections are part of it.
The permit asks for three photos. A FORTIFIED evaluator also needs proof of what’s under the shingles, especially the sealed deck and nailing. A roofer doing both can plan one photo routine that serves the city and the evaluator. Ask whether they will.
| OKC permit photo | Why it matters for FORTIFIED |
|---|---|
| 1. The existing roof | Shows the starting point |
| 2. Decking with flashing and water protection installed | The stage where the sealed deck and fastening are visible |
| 3. The finished roof | The final covering, including the shingle used |
OKC’s re-roof checklist, dated July 2025, cites the 2018 International Residential Code. Oklahoma adopted the 2024 IRC statewide from 14 September 2026. We couldn’t confirm whether OKC has updated its own checklist yet; ask the city’s development services if it affects your job.
Neither code makes a roof FORTIFIED. Only an evaluator’s sign-off and an IBHS certificate does that, and only the certificate earns the insurance discount.
| Built | Share of homes |
|---|---|
| 2000 or later | 30.5% |
| 1970 to 1999 | 37.3% |
| 1940 to 1969 | 25.0% |
| 1939 or earlier | 7.1% |
NeighborhoodScout from Census data. Owner-occupancy 58.6% (Census QuickFacts, 2020 to 2024).
Baseball to grapefruit-sized hail across the metro.
With the 10 May storm, about $1 billion in damage.
A 14-mile path through the southern metro; 24 deaths.
The first 100 Strengthen Oklahoma Homes places went to OKC zip codes, later widened to 10 metro zips.
OID issued claims guidance after the storms.
KFOR; NWS Norman; OID releases.
Yes, since 1 August 2025, for single-family homes and duplexes. The fee is $94.50. Jobs of 500 sq ft or less are exempt.
Three: the existing roof, the decking with flashing and water protection installed, and the finished roof.
Yes, if they meet the state’s tests. The next statewide round opens Monday 12 October 2026 at noon.
The city’s July 2025 checklist cites the 2018 IRC. The state adopted the 2024 IRC from 14 September 2026. Check with the city for your job.
We’ll pass your details to one FORTIFIED roofer serving Oklahoma City. Nearby: Edmond and Norman. Also see the grant guide and what it costs.